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Diminished value claim documentation

Your car was repaired.
Its value may not have been.

A repaired accident can permanently reduce what buyers and dealers will pay. We quantify that loss and prepare a professional claim package you review and send yourself.

  • No account needed
  • Estimate is free
  • About 2 minutes
  • 30-day refund policy

Built to be checked, not believed

Each of these is a product fact you can open and verify on the methodology, pricing, and legal pages.

  • No account needed

    See your estimate without an email, password, or sign-in.

  • Free estimate first

    You see your range and the factors behind it before any payment.

  • No cut of recovery

    Flat published price. Whatever you recover is yours.

  • Method published

    The calculation is deterministic and published in full.

  • Private documents

    Uploads stay in private storage and are never publicly linkable.

  • 30-day refund policy

    One-time package. The refund terms are written down, not implied.

How diminished value works

Three steps. You stay in control.

This is a self-help documentation product. You review every figure and you send your own correspondence.

  1. 01

    Tell us about your vehicle and accident

    Eight questions. No account and no email before the result.

    State, fault, timing, vehicle, and repair.

  2. 02

    We calculate and document the loss

    A transparent range, the factors behind it, and a documented ask.

    Every number comes from a published calculation, not from a model.

  3. 03

    Submit your claim package to the insurer

    You send the report and letter yourself. We never contact the insurer.

    One-time $89. No percentage of recovery.

Why this exists

Repairs restore the car. They do not erase the record.

Buyers and dealers price a documented accident. The gap between a clean-history vehicle and the same vehicle after a repair is what a diminished value claim documents.

Two identical vehicles, two different prices

Illustrative
Comparable vehicle, clean history
$30,000
Same vehicle, repaired accident on record
$26,500
Potential diminished value
$3,500

Illustrative figures chosen to show the idea, not an estimate for any specific vehicle. The size of the gap depends on the vehicle, the severity of the documented repair, mileage, and what comparable vehicles are actually selling for in your market.

What you receive

A claim package an adjuster can read.

You are buying a valuation report, a demand letter, and structured follow-up — not a paragraph of generated text.

Valuation report

PDF

Vehicle, repair, documented range, every calculation step, and the 17c comparison.

Demand letter

Word

A factual letter to the property-damage adjuster. You review it and send it yourself.

Evidence worksheet

Included

Checklist and comparable-vehicle worksheet so the file is organised, not a pile of PDFs.

Follow-up kit

Word

What to do if they stall, quote a formula, or send a low offer.

Every document is generated from your confirmed facts and reviewed state content. View sample report.

Escalation kit

If the first demand is rejected, the next step should already be written.

The higher package is for that moment: a rebuttal, a complaint outline, and a small-claims outline, organised as a dispute toolkit rather than extra files.

Rejection rebuttal letter

A factual reply if they quote a formula or send a low offer.

Department of Insurance complaint outline

What to include, and what not to claim, if you file a complaint.

Small-claims filing outline

A structured next step if correspondence stalls.

Follow-up letters

If they do not answer, or answer incompletely.

Pricing

One-time packages. No percentage of recovery.

See the estimate first. Then choose the packet you will actually send.

Start here

Claim packet

The documents you send first.

$89one-time

  • Diminished value report (PDF)
  • Demand letter (Word)
  • 180-day private re-download
Check my value loss first

You see the estimate before paying. Read the sample report.

If they say no

Claim packet + Escalation kit

If the first demand is ignored or rejected.

$129one-time

  • Everything in the Claim packet
  • Loss of use request
  • Follow-up letter kit
  • Rejection rebuttal letter
  • Department of Insurance complaint outline
  • Small-claims filing outline
Check my value loss first

You see the estimate before paying. Read the sample report.

How this compares

A documented estimate sits between a free calculator and a signed inspection.

A physical inspection may be more appropriate for complex or high-value claims. We say so when your answers suggest it.

Swipe sideways to compare every option.

Comparison of diminished value options
Comparison criteriaFree calculatorThis site, no accountClaim packet$89 onceIndependent inspectionTypically $300–$700Attorney / claim serviceHourly or contingency
See a number firstYesYes, before payingUsually after engagementUsually after engagement
What you receiveRange and factorsReport, letter, checklistsSigned inspectionRepresentation
Physical inspectionNoNoOften yesVaries
Sends correspondenceNoYou send itYou or the inspection serviceThe firm
Takes a share of recoveryNoNoNoSometimes
Best forDeciding whether to proceedDocumented self-help claimsHigh-value or disputed filesLiability or large disputes

FAQ

Straight answers before you start.

Do I need an account to see my estimate?

No. You see the number before paying anything. After a purchase we email a magic link to your documents.

What does the paid package cost?

Two one-time options: Claim packet $89 and Claim packet + Escalation kit $129. We never take a percentage of recovery.

Is this legal advice or a promise of payment?

No. It is an informational estimate and a self-help documentation package. You review and send any letter yourself. Insurers may dispute or deny claims.

What if the insurer rejects the first demand?

The Escalation kit adds a rebuttal letter, a complaint outline, and a small-claims outline so the next step is structured. You still send everything yourself.

See what your vehicle's accident history may have cost you.

Answer a few questions about your vehicle and repair. You will see your estimate and the factors behind it before you decide whether to pay for anything.

Free · About 2 minutes · No account required

This is an estimate, not an appraisal or a promise of payment. It's based on the information you entered and general market data. Insurers may dispute or deny claims. Read the full disclaimer.

Check My Value Loss