Know the loss. Document the claim.
Your car was repaired.
Its value may still be thousands lower.
An accident can reduce what buyers and dealers are willing to pay even after quality repairs. Find out for free how much value your vehicle may have lost.
About 2 minutes · No account · No credit card
- Free estimate
- No account
- No credit card
- About 2 minutes
Worked example · 2022 Toyota RAV4 XLE Premium
Sample case: 2022 Toyota RAV4 XLE Premium, rear damage, $7,200 repair, 42,468 miles. Worked example, not a promise.
The difference is what you are arguing about.
The insurer's opening figure usually comes from a fixed formula: ten percent of the vehicle's value, cut for damage, then cut again for mileage. It never looks at what cars like yours, carrying an accident on the record, actually sell for. How that formula works.
- The estimate costs
- Nothing
- Across 4 worked examples
- $1,800 to $12,250
- You keep
- 100% of anything you recover
We cannot promise the insurer pays. The estimate gives you a number to start from; the claim is yours to make.
The remaining loss
The repair isn't always the end of the financial loss.
Diminished value is the market loss caused by accident history after your vehicle has been repaired.
Example
- Pre-accident value
- $29,582
- Estimated value after repaired accident
- $26,832
- Potential diminished value
- $2,750
2022 Toyota RAV4 XLE Premium. Once an accident becomes part of a vehicle's history, future buyers may value it differently than a comparable clean-history vehicle. Not an estimate for any specific customer vehicle.
Know the loss. Document the claim.
From accident to a number you can use.
Calculate the loss for free, see where the number comes from, then present it to the insurer yourself.
- 01
Calculate the loss
Answer a few questions about your vehicle, repairs, and accident.
Your estimate is free.
- 02
See where the number comes from
The method is public, step by step.
Read how the insurer's own formula compares.
- 03
Make the claim yourself
Our free guides walk through each step.
You remain in control throughout the process.
Built to be understood
A number you can actually understand.
We show what affected your estimate, where the number comes from, and which evidence can make the calculation stronger. No black-box payout promises, and never a percentage of your claim.
Why we built this
Most drivers know what repairs cost.
Far fewer realize an accident can leave a second financial loss after the repair is complete: lower resale value. This site exists to make that loss easy to estimate, for free, before anyone pays for a professional appraisal.
FAQ
Straight answers before you start.
Can I file after the car has already been repaired?
Yes. Diminished value is about the accident going on the vehicle's history, not about unfinished bodywork. The free estimate still works after repairs are complete.
Do I need an account or a credit card to see my number?
No. The estimate is free. We ask for your email first so we can send the estimate to you; there is no account to create and no card.
Is this a licensed appraisal?
No. It is a free software estimate based on the facts you enter, not a licensed appraisal: nobody inspects the car or signs the valuation.
Do you contact my insurer or negotiate for me?
No. You stay in control. We do not contact the insurer, represent you, or submit anything on your behalf.
Will the insurer pay the amount in my estimate?
There is no guarantee. Insurers may dispute, reduce, or deny claims. The estimate gives you a number to start from; the claim is yours to make.
Start with your number.
The estimate is free. No account, no payment.
About 2 minutes · No account · No credit card
This is an estimate, not an appraisal or a promise of payment. It's based on the information you entered and general market data. Insurers may dispute or deny claims. Read the full disclaimer.